Chapter 7 Bankruptcy

We are longtime Long Island area residents focused upon the same concerns as our neighbors throughout Nassau and Suffolk Counties, New York. We apply our experience and skills to help many hardworking people and families who have run into severe financial challenges look for favorable options.

If you are struggling with debt and need dependable legal counsel on consumer bankruptcy and other options, contact our Long Island Chapter 7 bankruptcy lawyers today for a free consultation.

A Legal Way to Eliminate Debts and Get a Fresh Start

Chapter 7 bankruptcy is a fairly straightforward solution for many people who have more unsecured debt than they can handle. A Chapter 7 filing can provide a discharge of many debts, so you can meet basic financial obligations and return to meeting your financial goals. Having dealt with thousands of these cases, our Chapter 7 bankruptcy attorneys are well-equipped to assess your situation, understand your priorities, and help you determine whether a bankruptcy option is a good exit strategy to resolve your financial concerns.

Ending Garnishments — Stopping Collection Calls — Preserving Key Assets

Chapter 7 bankruptcy is sometimes called a "debt liquidation" bankruptcy. It is the preferred option for many people because you can extinguish your debts without repaying your creditors. Most Chapter 7 debtors keep all of their assets. Our Chapter 7 bankruptcy attorneys can assist you with filing a claim to:

  • Stop or prevent wage garnishments and free up bank accounts that have been frozen due to judgments against you
  • Stop creditor harassment, with relief beginning as soon as we file your bankruptcy case
  • Enable you to keep critical property and assets, including retirement accounts and life insurance policies, your home, a vehicle, and household goods, depending on your specific financial circumstances

At Macco & Stern, LLP, our Chapter 7 bankruptcy attorneys will walk you through the required means test and carefully consider what assets you are trying to protect. We will be honest about what Chapter 7 bankruptcy can accomplish for you — and what it cannot do for you. You can count on us to determine whether Chapter 7, Chapter 13 "wage earner" bankruptcy, or another approach is best for your needs.

When struggling with debt, many people unwisely drain and liquidate retirement accounts, borrow from family and friends, sell assets, or take other desperate measures rather than consulting a bankruptcy attorney who could help them regain stability and preserve critical assets. We urge you to call 631-479-2869 or contact our Suffolk County, New York, bankruptcy attorneys online when your debts become too burdensome to manage.

We are a debt relief agency. We help people obtain relief under the Bankruptcy Code.