Our Consumer Bankruptcy Practice

When you are facing serious, overwhelming debt, you have options available to you. An attorney can help you understand those options and develop a plan to get you the debt relief you need.

At Macco & Stern, LLP, attorneys Michael Macco and Richard Stern have more than 70 years of combined legal experience. More than 50 of those years have been spent exclusively handling bankruptcy issues for clients in the Suffolk County area of Long Island. This level of experience allows our attorneys to provide tailored, sophisticated counsel to clients at every stage of the consumer bankruptcy process.

Bankruptcy Issues for Individuals

We handle a wide variety of issues and legal procedures, including:

  • Chapter 7 filings: Through Chapter 7 bankruptcy, you can get a fresh start and eliminate unsecured debts such as credit card debt and medical bills. We can help you determine if you qualify for Chapter 7 under the means test.
  • Chapter 13 filings: In Chapter 13 bankruptcy, you will develop a three- to five-year payment plan to help you get your finances back on track.
  • Chapter 11 filings: If you have a high net worth, you may not qualify for Chapter 7 or Chapter 13 bankruptcy. You may, however, be able to file under Chapter 11. We can help you determine if you are eligible and guide you through the process.

In each of these types of bankruptcy, an automatic stay goes into effect when you file. This will put a stop to creditor harassment. Additionally, bankruptcy provides options for protecting assets such as your home and car.

Learn More About Your Rights in Bankruptcy

To learn about your rights in bankruptcy and to get advice about which type of bankruptcy you should file, call our law firm today at 631-479-2869 or contact us online. We offer free initial consultations.

We are a debt relief agency. We help people obtain relief under the Bankruptcy Code.